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My Way to FI: Decoding the True Essence of Financial Independence

Carles Carrera
3 min readDec 28, 2023

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Picture this: You’re lounging on a sun-drenched beach, sipping a chilled caipirinha, without a care in the world. Sounds like the ultimate Financial Independence (FI) dream, right? But let’s hit the pause button on this idyllic TV ad scene. In reality, FI is far more than endless vacations and exotic cocktails.

Financial Independence is about creating a life where your financial assets work for you, providing comfort and peace of mind which allows you to freely decide how you spend your time:

  • Something (your money) works for you.
  • Comfort. Your own grade of comfort.
  • Peace of mind. You don’t need to worry about the economic part of your life.
  • Free to decide. You create your agenda.

Join me as I debunk some common FI myths and share my personal journey towards true financial freedom.

Financial Independence isn’t just a fancy term; it’s a beacon of hope for many. Imagine a life where the income from your investments consistently surpasses your expenses. That’s FI in a nutshell. It’s not about striking gold in a single lucky investment; it’s about the steady rhythm of smart choices and consistency.

When I started investing as a youngster, I made every mistake in the book. But guess what? Each mistake was a stepping stone. Without those errors, my learning journey, no matter how much I read about money and investing, wouldn’t…

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Carles Carrera
Carles Carrera

Written by Carles Carrera

www.carlescarrera.com | Writing mostly about what I learn from books about investing, business, marketing and life in general.

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